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Savings Rates

Current Savings Rates effective for: March 31, 2021

Account Type Minimum Balance to Open APY* Dividend Rate Dividend Payment
Christmas Club $10.00 .05 .050 Paid & Compounded Quarterly
Money Management Account $500 to $2,499 .01 .010 Paid & Compounded Monthly
$2,500 to $9,999 .05 .050
Free Checks For Life With $10,000 to $49,999 .10 .100
Balances Greater Than $10,000 $50,000 to $99,999 .15 .150
$100,000 above .20 .200
Personal Checking $25.00 .00 0.00 No Dividends
Regular, Vacation & Accumulator IRA $200 to $24,999 .02 .020 Paid & Compounded Quarterly
$25,000 to $49,999 .07 .070
$50,000 + .10 .100
Super Saver $1,000 .07 .070 Paid & Compounded Monthly

*APY = Annual Percentage Yield
Fees could reduce account dividend earnings
Dividend rate may change after the account is opened
If you close your account before accrued dividends are credited, accrued dividends will
not be paid
A minimum balance to open a Regular, Vacation, or Accumulator IRA is $25.00 per member.
Insured through American Share Insurance