Skip to content

Checking Accounts

Personal Checking

Checking

MVCU Routing or Identification Number: 241-282-205

If you’re in the market for a checking account, you’ve come to the right place! At MVCU, your checking account has no monthly charges. That’s right, it’s FREE! Look what else is available;

  • Free Debit/ATM card – unlimited use through our ATM network
  • Free ATM access with Direct Deposit/Net Pay at all Alliance One locations. Over 4,000 ATM’s to choose from
  • No annual fee credit cards – **Visa Platinum
  • Duplicate copies for your convenience
  • Free Online Banking
  • FREE Online Bill Pay service
  • Courtesy Pay Overdraft Protection – You must opt-in. Please read below.

Personal checking is a non-interest bearing account

Money Management Checking

Looking for an investment checking account without all the fees attached? Now you’ve found it, a MVCU Money Management Checking Account. A minimum of $500 opens your Money Management Account. If your balance falls below $500, no dividends are earned. Dividends are computed daily and posted monthly.

  • No per check charge
  • Free checks for life of the account on balances greater than $10,000
  • Five tier rate structure-earn higher yields
  • Low monthly service charge – $7.00 per month if balance falls below minimum
  • Complete access to funds without penalty
  • Access by checks or MasterMoney Debit Card
  • Balances over $10,000 receive free limited money orders
  • No annual fee credit cards – **Visa Platinum
  • Free Online Banking
  • Free Online Bill Pay
  • Courtesy Pay Overdraft Protection – You must opt-in. Please read below.

** Subject to credit union approval

Sign up for Courtesy Pay Overdraft Protection

We have the forms right at our offices. So call today and we can mail one to you. Why pay up to $100 or more in charges when all you have to pay is $35 per covered item. Put the liability into our hands… not yours. SIGN UP today!

Business Checking

MVCU offers Free checking service for our members and their companies. Most business checking accounts have fees and charges that range from $100 to $500 per month at other institutions.

  • No monthly service charge
  • No per check charge
  • No minimum balance requirement

Youth Checking

If you are below the age of 18 you now qualify for a Youth Checking account with MVCU.

  • No monthly service charge
  • No per check charge
  • No minimum balance requirement
  • 1st box of checks free

*Must have a parent or guardian joint on the account.