GREAT RATES AND TERMS FOR YOUR INVESTMENTS
Current Investment Rates Beginning:
December 1, 2022
Certificate of Deposit – (Paid Quarterly)
| Account Type | Minimum Bal to Open | APY* | Dividend Rate |
|---|---|---|---|
| 3 Month CD | $500 | 0.25 | 0.250 |
| 6 Month CD | $500 | 0.40 | 0.400 |
| 9 Month CD | $500 | 0.50 | 0.500 |
| 12 Month CD | $500 | 1.75 | 1.739 |
| 12 Month CD Add-On | $100 | 1.75 | 1.739 |
| 18 Month CD | $500 | 1.20 | 1.195 |
| 24 Month CD | $500 | 1.50 | 1.492 |
| 30 Month CD Bump-Up | $500 | 1.60 | 1.591 |
| 36 Month CD | $500 | 1.70 | 1.690 |
| 48 Month CD | $500 | 2.50 | 2.477 |
| 60 Month CD | $500 | 3.00 | 2.967 |
CD/IRA/Roth – (Paid Quarterly)
| Account Type | Minimum Bal to Open | APY* | Dividend Rate |
|---|---|---|---|
| 3 Month | $500 | 0.25 | 0.250 |
| 6 Month | $500 | 0.40 | 0.400 |
| 9 Month | $500 | 0.50 | 0.500 |
| 1 Year | $500 | 1.75 | 1.739 |
| 18 Month | $500 | 1.20 | 1.195 |
| 2 Year | $500 | 1.50 | 1.492 |
| 3 Year | $500 | 1.70 | 1.690 |
| 4 Year | $500 | 2.50 | 2.477 |
| 5 Year | $500 | 3.00 | 2.967 |
Money Management CD’s – (Paid Monthly)
| Account Type | Minimum Bal to Open | APY* | Dividend Rate |
|---|---|---|---|
| 12 Month CD | $10,000 | 1.75 | 1.737 |
Money Management Checking Account – (Paid Monthly)
| Balance | APY* | Dividend Rate |
|---|---|---|
| $500 to $2,499 | .01 | .010 |
| $2,500 to $9,999 | .05 | .050 |
| $10,000 to $49,999 | .10 | .100 |
| $50,000 to $99,999 | .15 | .150 |
| $100,000 above | .20 | .200 |
Super Saver (Paid Monthly)
| Minimum Bal to Open | APY* | Dividend Rate |
|---|---|---|
| $1,000 | .07 | .070 |
*APY = Annual Percentage Yield
New Money = Deposits cannot be traced back to a MVCU account within the last 90 days, directly or indirectly
Fees could reduce account dividend earnings
Dividend rate may change after the account is opened
A minimum balance to open a Regular, Vacation, or Accumulator IRA is $25.00 per member.
ASI- American Share Insurance
Your deposits are insured up to $250,000 per account.
This institution is not federally insured
MVCU reserves the right to change any rates at any given time.