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Investments Rates

CD's

GREAT RATES AND TERMS FOR YOUR INVESTMENTS

Current Investment Rates Beginning:

December 1, 2022

Certificate of Deposit – (Paid Quarterly)

Account Type Minimum Bal to Open APY* Dividend Rate
3 Month CD $500 0.25 0.250
6 Month CD $500 0.40 0.400
9 Month CD $500 0.50 0.500
12 Month CD $500 1.75 1.739
12 Month CD Add-On $100 1.75 1.739
18 Month CD $500 1.20 1.195
24 Month CD $500 1.50 1.492
30 Month CD Bump-Up $500 1.60 1.591
36 Month CD $500 1.70 1.690
48 Month CD $500 2.50 2.477
60 Month CD $500 3.00 2.967

CD/IRA/Roth – (Paid Quarterly)

Account Type Minimum Bal to Open APY* Dividend Rate
3 Month $500 0.25 0.250
6 Month $500 0.40 0.400
9 Month $500 0.50 0.500
1 Year $500 1.75 1.739
18 Month $500 1.20 1.195
2 Year $500 1.50 1.492
3 Year $500 1.70 1.690
4 Year $500 2.50 2.477
5 Year $500 3.00 2.967

Money Management CD’s – (Paid Monthly)

Account Type Minimum Bal to Open APY* Dividend Rate
12 Month CD $10,000 1.75 1.737

Money Management Checking Account – (Paid Monthly)

Balance APY* Dividend Rate
$500 to $2,499 .01 .010
$2,500 to $9,999 .05 .050
$10,000 to $49,999 .10 .100
$50,000 to $99,999 .15 .150
$100,000 above .20 .200

Super Saver (Paid Monthly)

Minimum Bal to Open APY* Dividend Rate
$1,000 .07 .070

*APY = Annual Percentage Yield
New Money = Deposits cannot be traced back to a MVCU account within the last 90 days, directly or indirectly

Fees could reduce account dividend earnings
Dividend rate may change after the account is opened
A minimum balance to open a Regular, Vacation, or Accumulator IRA is $25.00 per member.
ASI- American Share Insurance
Your deposits are insured up to $250,000 per account.
This institution is not federally insured
MVCU reserves the right to change any rates at any given time.