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Investments Rates

CD's

GREAT RATES AND TERMS FOR YOUR INVESTMENTS

Current Investment Rates Beginning:

January 2, 2020

Certificate of Deposit – (Paid Quarterly)

Account Type Minimum Bal to Open APY* Dividend Rate
3 Month CD $500 .25   .248
6 Month CD $500 .50   .500
9 Month CD $500 .50   .500
12 Month CD $500  .80   .798
12 Month CD Add-On $100  .80  .798
14 Month CD
18 Month CD $500 1.00  .997
24 Month CD $500 1.10 1.096
30 Month CD Bump-Up $500 1.20 1.197
36 Month CD $500 1.40 1.396
48 Month CD $500 1.50 1.495
60 Month CD $500 1.90 1.889

CD/IRA/Roth – (Paid Quarterly)

Account Type Minimum Bal to Open APY* Dividend Rate
3 Month $500   .25   .248
6 Month $500   .50   .500
9 Month $500   .50   .500
1 Year $500  .80   .798
18 Month $500 1.00   .997
2 Year $500 1.10 1.096
3 Year $500 1.40 1.396
4 Year $500 1.50 1.495
5 Year $500 1.90 1.889

Money Management CD’s – (Paid Monthly)

Account Type Minimum Bal to Open APY* Dividend Rate
12 Month CD $10,000  .80  .798

Money Management Checking Account – (Paid Monthly)

Balance APY* Dividend Rate
$500 to $2,499 .10 .010
$2,500 to $9,999 .15 .150
$10,000 to $49,999 .25 .250
$50,000 to $99,999 .40 .400
$100,000 above .80 .800

Super Saver (Paid Monthly)

Minimum Bal to Open APY* Dividend Rate
$1,000 .15 .150

*APY = Annual Percentage Yield
New Money = Deposits cannot be traced back to a MVCU account within the last 90 days, directly or indirectly

Fees could reduce account dividend earnings
Dividend rate may change after the account is opened
A minimum balance to open a Regular, Vacation, or Accumulator IRA is $25.00 per member.
ASI- American Share Insurance
Your deposits are insured up to $250,000 per account.
This institution is not federally insured
MVCU reserves the right to change any rates at any given time.