USA Patriot Act: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information identifying each person who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information allowing us to identify you. We may also ask to see your driver’s license or other identifying documents.
Credit Check: Upon joining the Maumee Valley Credit Union, credit checks will be necessary for membership. The credit union will run credit report (s) through various credit agencies and inquire through TeleCheck System for adverse information. MVCU has the right to deny membership if these reports verify that the joining member has adverse credit or monies owed to another financial institution for fees owed.